A significant regulatory update approved by Brazil’s National Monetary Council (CMN) took effect, allowing a single property to be used as collateral in multiple credit transactions. This measure, outlined in CMN Resolution No. 5,197 builds on provisions introduced by Law No. 14,711 and aims to promote the efficient use of real estate collateral while ensuring the stability and legal certainty of the real estate credit market. The new regulation enables borrowers and lenders to leverage