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Personal loan: If you are a first-time personal loan borrower, you will typically require a credit score (known as a CIBIL score in common parlance) to show evidence of your creditworthiness.But all that may change in some time.Minister of State for Finance Pankaj Chaudhary said in Parliament last week that a bank cannot refuse a loan to first-time applicants based on their zero score.He was reiterating the Reserve Bank of India’s directions, issued on January 6, 2025. “As part of best practices for credit institutions, Reserve Bank vide referred Master Direction dated 6.1.2025 has advised CIs that first-time borrowers’ loan…

Mumbai: The city Crime Branch has arrested two persons from Borivli who were part of a gang involved in laundering money obtained through cyber frauds by converting it into cryptocurrency (USDT) and transferring it to Chinese nationals.Based on specific technical analysis, the officers of Unit 12 arrested two persons — Akhilesh Tiwari (41), a property dealer from Kandivali, and Pankaj Virendra Jha (35), a resident of Poisar from Borivali East, on Friday. Police seized Rs 2 lakh in cash, multiple bank passbooks, cheque books, debit and credit cards, fake IDs, and three mobile phones from their possession. An Ertiga car…

IHS Holding stock hits 52-week high at 7.41 USD

HS Hammurabi & Solomon More Hammurabi & Solomon Partners, established in 2001 by Dr. Manoj Kumar, ranks among India’s top 15 law firms, offering a client-focused, solutions-driven approach across law, policy, and regulation. With over 16 leading partners and offices in key Indian cities, the firm provides comprehensive legal services, seamlessly guiding clients through the complexities of the Indian legal landscape. Known for quality and innovative problem-solving, H&S Partners is committed to client satisfaction through prompt, tailored counsel and deep sector expertise, impacting both national and international legal frameworks. Session Theme: To review…

Hyderabad: Ghiasuddin Babukhan, one of Hyderabad’s most prominent real estate developers and philanthropist, passed away after a prolonged illness in the city on Monday, August 25. Babukhan, the driving force behind Babukhan Enterprises, co-founded Moghul Builders and Planners and Babukhan Properties, both of which played a significant role in shaping Hyderabad’s modern skyline. Contributions to education and charity Beyond business, Babukhan was deeply committed to social and educational causes. He was instrumental in establishing the Hyderabad Zakath and Charitable Trust (HZCT) and the Foundation for Economic and Educational Development (FEED), which have supported thousands of underprivileged students. HZCT began with…

How to lower your bills monthlyLower monthly reoccurring bills with these budgeting tips.ProblemSolved, USA TODAYDestiny’s Child said it all back in 1999 when they sang “Bills, Bills, Bills.” Bills were annoying then, and they’re still annoying over two-and-a-half decades later. The seemingly never-ending list of streaming services competing for your hard-earned dollars and the current price of groceries are just some of the costs creating a major burden on everyone’s monthly budget. Staying on top of your finances is always a good idea, and keeping track of them can make it easier to decide when it’s time to make changes or…

‘I’ve never been more motivated in my life,” declared one female founder after returning to her business just two weeks after she gave birth.Lottie Whyte, co-founder of MyoMaster, which makes equipment aimed at helping people recover more quickly from sports injuries, experienced a renewed sense of purpose for her business following the birth of her daughter in April.“There is nothing that makes you wake up early in the morning with a belly full of fire than thinking about the life you want to give to your children. I have never felt more motivated in my entire life. I am so…

In the evolving landscape of personal finance, the choice between secured and unsecured loans has become a critical decision for borrowers and investors alike. As of Q1 2025, the U.S. personal loan delinquency rate stands at 3.49%, a 6.9% decline from Q1 2024 but still higher than rates for mortgages (1.36%) and auto loans (1.56%). This disparity underscores the need for strategic borrowing, particularly for those seeking to build credit, manage debt, or fund high-impact investments. Risk Tolerance and Loan Type: A Balancing ActSecured loans, which require collateral such as a vehicle or home equity, inherently carry lower risk for…

Here’s a summary of the top cryptocurrency gainers over the past 7 days: Xterio (XTER): XTER has seen a significant surge, with a 7-day increase of 134.11%. The current price is $0.19754, with a circulating supply of 141,630,716.53 and a market cap of $30,260,368.01. The 24-hour volume stands at $110,454,426.46, representing a 1408% increase. The 24-hour high and low are $0.284 and $0.086, respectively. Neon EVM (NEON): NEON has also experienced substantial growth, rising by 114.35% over the last 7 days. It is currently priced at $0.17719, with a circulating supply of 239,465,527 and a market cap of $45,556,702.32. The…

Cantor Fitzgerald initiates Ambuja Cements stock with Overweight rating