How to lower your bills monthly
Lower monthly reoccurring bills with these budgeting tips.
ProblemSolved, USA TODAY
Destiny’s Child said it all back in 1999 when they sang “Bills, Bills, Bills.” Bills were annoying then, and they’re still annoying over two-and-a-half decades later.
The seemingly never-ending list of streaming services competing for your hard-earned dollars and the current price of groceries are just some of the costs creating a major burden on everyone’s monthly budget. Staying on top of your finances is always a good idea, and keeping track of them can make it easier to decide when it’s time to make changes or give an expense or two the axe.
Watch this video to see 6 easy ways to save money on your monthly bills.
How to save money
- Track your recurring bills and subscriptions.
Create a spreadsheet with all of your monthly expenses so you can easily track them.
It’s also worth doing a regular audit of these expenses. This will make it easier to see where your money is going every month and can help you decide what to eliminate to save some money.
It might be tough to cancel a streaming service, but don’t let FOMO hold you back. Why pay for services you’re not using enough?
- Do a yearly audit of your utilities and insurance bills.
Your needs may have changed, so take the time to reevaluate your habits and see what savings your providers offer. Even little changes, like switching to eco-friendly or smart devices, can earn you additional savings.
Your car insurance company may also offer opportunities to save money based on your driving habits.
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- Don’t be afraid to change plans.
Switch internet or cell phone providers if you find a better deal or if they have a promotion that better suits your lifestyle. Sometimes switching will also get you better coverage and additional perks for a better price.
- Go paperless and opt for autopay.
Some companies offer a discount just for opting into paperless billing and autopay.
